I've Got You Covered
Preventive care is a complicated subject, especially when it comes to insurance coverage. There have been numerous meetings, debates and submissions asking for wellness services to be covered by insurance. I do not promise to know everything about this matter but I will tell you what I do know.
The National Board of Health & Wellness Coaching (NBHWC) has collaborated with the National Board of Medical Examiners (NBME) to obtain proper coding for insurance submission. This is in the works but is still under investigation.
However, since at National Board Certified Health & Wellness Coach, (NBC-HWC) like me, must remain HIPPA compliant, you are able to request a letter of necessity from you MD, stating the reason they suggest you see a Health & Wellness Coach (i.e., weight-loss, stress management, emotional regulation…)
This paired with an invoice from a NBC-HWC (yours truly) can be submitted to your insurance company for reimbursement through your Flexible Spending Account (FSA) or Medical Spending Account, (MSA) that is if you have one.
*Please note, this is the information I’ve gathered through my research and acknowledge every situation and insurance company has their own rules and regulations. Always contact your insurance company to be sure these guidelines meet their requirements for reimbursement.
And as always, reach out anytime should you have any questions.
When you’re ready to compassionately, lovingly examine your current life and envision the life you want to live, I’m here to help bridge the gap.